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How to File for Chapter 7 Bankruptcy (Kits)
All States
By Attorneys Stephen R. Elias, Albin Renauer & Robin Leonard,
Nolo Press
List Price: $39.99
Our Price: $25.99
The Personal Bankruptcy Toolkit - The Ultimate Guide to filing
Chapter 7 Bankruptcy Kit
With Forms on CD-ROM
All States
By Attorney Daniel Sitarz, Nova Publishing, Business & Consumer
Legal Books & Software
List Price: $29.95
Our Price:$21.95
Did You Know?
Chapter 7 Bankruptcy gives the debtor a "fresh start."
by Bankruptcy Basics
Did You Know?
“A
chapter 13 bankruptcy is also called a wage earner's plan.
It enables individuals with regular income to develop a plan
to repay all or part of their debts.”
by Bankruptcy Basics
Did You Know?
Filing Fees:
Chapter 7: $299
Chapter 13: $274
The courts only except cashier checks or money orders made payable
to "The United States Bankruptcy Court".
by Bankruptcy Basics
Did You Know?
Average Cost for an Attorney:
Chapter 7: $950.00 - $1,400.00
Chapter 13: $1,800.00 - $2,400.00
by Consumer Affairs
Did You Know?
“Las Vegas posted the nation’s highest metro
foreclosure rate, with 5.13 percent (one in 20) of its housing
units receiving a foreclosure filing during the quarter — nearly
seven times the national average. A total of 40,408 Las Vegas
properties received a foreclosure filing during the quarter,
an increase of nearly 9 percent from the previous quarter and
an increase of nearly 54 percent from the third quarter of 2008.”
by RealtyTrac
Did You Know?
“Nevada, Arizona, California & Florida post
highest foreclosure rates”
by RealtyTrac
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Attention: All 94-bankruptcy districts
charge the same filing fees.
Chapter 7: $299
Chapter 13: $274 |
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List Price
$21.99
Our Price: $13.99
Pub. Date:
Sep 2008
Edition: 1st
Pages: 304 pp.
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Ships within one business day from the west
coast |
Table of Contents
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Foreclosure Survival Guide - Keep Your House or Walk Away
with money in your pocket
By Attorney Stephen R. Elias, Nolo Press
Venue:
Description:
"Facing foreclosure? Know your
options!"
According to Harvard's Joint Center for Housing Studies,
"the number of homeowners paying more than half their income
on housing rocketed from 6.5 million in 2001 to 8.8 million
in 2006... The number of homes entering foreclosure nearly doubled
to 1.3 million in 2007 from about 660,000 in 2005."
If you're having trouble making your mortgage payments or
are already in jeopardy of foreclosure, The Foreclosure
Survival Guide compassionately gives you the practical
information you need, step by step.
- mortgages, including adjustable rate mortgages (ARMs)
- short sales
- deeds in lieu of foreclosure
- judicial and non-judicial foreclosure
- credit counseling
- liens, and
- using bankruptcy to deal with foreclosure.
The Foreclosure Survival Guide gathers all the information
Attorney Stephen R. Elias has used to help hundreds of clients
over 30 years of practicing law and shows you how to deal with
foreclosure.
Like many hardworking people facing foreclosure in this rough
economy, you deserve answers to your pressing questions. Thorough
and easy to understand, The Foreclosure Survival Guide
can help you stay in your home or walk away with money in your
pocket.
Find out how to:
- determine if you qualify for Chapter 13
- estimate monthly payments
devise an acceptable repayment plan
- complete and file forms
- stop a house foreclosure
- make up missed mortgage payments
- pay off other debts
- represent yourself before a bankruptcy judge or trustee
Table of Contents
Your Foreclosure Companion
1. Foreclosure: The Big Picture
- What to Expect
- Your Options: An Overview
- How You Can Stay in Your House Payment Free
- Why Foreclosure Doesn’t Have to Be So Bad Don’t Get
Scammed by a Foreclosure “Rescue” Company
2. Foreclosure Nuts and Bolts
- How Much Time You’ll Have to Respond In or Out of Court?
- Deficiency Judgments: Will You Still Owe Money After
the Foreclosure?
- Taxes
3. Can You Keep Your House? Should You?
- The Emotional Part of Foreclosure
- The Economics of Foreclosure: What You Need to Know
- When It Makes Sense to Keep Your House
- When It Makes Sense to Give up Your House
4. Negotiating a Workout
- Do You Have Enough Time to Negotiate?
- Working With a Nonprofit Housing Counselor
- Basic Workout Options
- Workouts for Government-Backed Mortgages
- Special Protections for Service Members on Active Duty
5. How Chapter 13 Bankruptcy Can Delay or Stop Foreclosure
- Using Chapter 13 to Keep Your House
- Using Chapter 13 to Delay Foreclosure
- Coming Up With a Repayment Plan
- An Overview of the Chapter 13 Bankruptcy Process
- Will You Need a Lawyer?
6. How Chapter 7 Bankruptcy Can Delay or Stop Foreclosure
- How Chapter 7 Bankruptcy Helps You
- Using Chapter 7 Bankruptcy to Keep Your House
- Using Chapter 7 Bankruptcy to Delay a Foreclosure Sale
- The Chapter 7 Bankruptcy Process: An Overview
- Do You Qualify for Chapter 7 Bankruptcy?
- Will You Need a Lawyer?
7. Fighting Foreclosure in Court
- How Long Can You Delay the Sale of Your House?
- When It May Be Worth Fighting
- How to Fight a Foreclosure
8. If You Decide to Leave Your House
- Let the Foreclosure Proceed
- Sell the House in a Short Sale
- Offer the Lender a Deed in Lieu of Foreclosure
- Avoiding Deficiency Judgments
- Income Tax Liability for Deficiencies
9. How Long Can You Stay in Your House for Free?
- When You Miss Your First Payment
- After You Receive a Formal Notice of Intent to Foreclose
- After the Sale
- After You Get a Notice to Leave
10. Resources Beyond the Book
- Nonprofit Housing Counselors
- Real Estate Brokers
- Mortgage Brokers
- Lawyers
- Bankruptcy Petition Preparers
- Books
- Looking Up Foreclosure Statutes
Glossary
Index
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ONLINE CHAT |
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Monday - Saturday
10 am - 9 pm PST
Sunday
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“Excellent!
Thank you so much for you and your company’s efforts.
You have made this as smooth of a process as I could
possibly imagine — very appreciated.”
Jefferson B.
Seattle, WA
“Thank
you for your assistance Amy; this was a very smooth
process. I will be sure to refer others to
your business. Best wishes for the holidays.”
Lia S.
Cathlamet, WA
“It
is filed! Thanks once again for your help.
That was the best $250 I ever spent!”
Mary O.
Spokane, WA
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View more
testimonials!
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Chapter 7 Bankruptcy
Kits
With Forms on CD-ROM
All States
By InfoAmerica
List Price: $34.95
Our Price: $23.95
Did You Know?
Do It Yourself Documents offers
specials and discounts that change weekly!
Did You Know?
Do It Yourself
Documents carries state-specific items for all 50 states
and DC.
Did You Know?
Sixty percent of
bankruptcies
and seventy-five percent of divorces in California are done
without lawyers!
Did You Know?
Read what Consumer Affairs has to say about
legal kits.
Did You Know?
“Other metro areas in the top 10 were the California
cities of Stockton (3.53 percent), Modesto (3.39 percent), Riverside-San
Bernardino (3.37 percent), Bakersfield (2.88 percent), and Vallejo-Fairfield
(2.85 percent), along with the Reno-Sparks metro area in Nevada
(2.67 percent) and the Florida metro areas of Port St. Lucie
(2.63 percent) and Orlando-Kissimmee (2.57 percent).”
by RealtyTrac
Did You Know?
“Among the top 50 metro foreclosure rates, the
three biggest year-over-year increases were in Boise City-Nampa,
Idaho, and Provo-Orem and Salt Lake City in Utah. In several
states the largest increases were posted in cities not previously
a focal point for foreclosure activity. The Chico metro area
posted the biggest year-over-year increase in California, with
foreclosure activity up 98 percent from the third quarter of
2008. The medium-sized metro about 100 miles north of Sacramento
had a 12.8 percent unemployment rate in August, above the state
and national averages.”
by RealtyTrac
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